Government Loan Grants

1. kstacy10 Said,

   credit unions are way better than normal banks

2. moonman Said,

   Credit unions do typically offer better deposit rates and have lower fees. Their rates are generally competitive and they try to give personal service to you since credit unions are own by members (the people that use it), so they aren’t trying to make a profit for someone else. Talk to several local banks and credit unions to see what their rates are.

3. sunshine Said,

   some credit union offer a better interest rate. but i would do a little research and compare prices. good luck

4. jon b Said,

   Each individual case is different. The advantage of going with a bank is that they often have more mortgage programs available that you could benefit from. That being said, it wouldn’t be rare for a credit union to have a slightly lower rate and if they have a mortgage product that fits your needs, then you may be better off there.

   The question is very vague. In short, it just depends on your situation.

5. Ralph T Said,

   Generally,a credit union has better rates.
   Since the real estate market has been hit hard,it would be wise to shop around to get the best deal on a mortgage.
   Also try to get a non-transferable clause in the contract,that will prevent the loan from being sold to another financial institution.

6. newjerseyguy Said,

   Credit unions can be very good, but not all of them offer mortgages.

7. beauty s Said,

   I think a credit union would be better

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