Aug-16-2008
How do I find out if someone is using my name for mortgage loans that I know nothing about?
I was looking up my credit report online and for the questions to make sure I was me I was asked about mortgage loans in two different years that I know nothing about. I’m renting a apartment and haven’t took out any loans that I can think about
not sure though
get your credit report from equifax and if you find anything that you don remember apliying for that should be a red flag.
Were you using a trusty credit report company? If you weren’t, THEY may be wanting to find out more info about you. Call your credit card company, or bank card, and ask them who you can call, or where you can go for a trusty, safe credit check.
Go in person to a bank. They can help you look up your credit report. It will cost you a little more to do this but it’s worth it. I have some weird crap on mine that I am still fighting. But, at least I know about it to fight it!!! By the way, my name is Crystal and Kris, Jr. is giving me a bad credit rating. My fight has allowed me to rectify myself and buy a second house. Don’t stop fighting for your good name!!!
Check your credit reports from 3 bureaus: Equifax, Transunion, Experian.
If there are discrepancy with real history the bureaus should be able to give you the details. Then get in touch with the banks that gave out mortgage to “you” . This is a federal crime and banks have Fraud departments that will work with you.
Good Luck!
It is usurpation of your person. Thus, file a case against the person using your name.
will allow you to view all 3 reporting agencies at once. I have also looked up my reports online and had them ask bogus questions When I looked at the report, nothing showed that had the info from the bogus questions. I think they just throw those in there for the match up process. I would check your report at the site I listed and if nothing shows, I wouldn’t worry about it.
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