Government Loan Grants

Over the past few years, I’ve received several offers from credit card companies, or companies like GE that are for personal consolidation loans.

I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc.

Can anyone tell me if these things have any hidden costs and if they are worth considering?

I’m planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My credit score with Equifax is around 640.

Are there companies out there who help people who have had bad credit in the past get personal loans in Australia?

Such as Ex-Bankrupts and/or paid and unpaid defaults?

I’m looking for a personal loan that does not require a credit check for at least $3000 I keep finding payday advance places and they do not go up that high.

I need a personal loan – my credit is alright – it’s not bad and it’s not great – but time is of the essence; or

Is it better to apply for a credit card?
Wow – Thank you all for your time, help, and assistance. There is nothing better to me than Y/A . . . for information and assistance!!!!!!!

I am tryingto pay off my truck. I only owe 10,000 on it. What I want to know is if there are loans out there for people with bad credit?

If you have three personal loans on a variable rate that have been taken out at different stages over the last few years and then apply for a new personal loan, also on a variable rate, to consolidate the payments do you lose money?

My main concern is do you end up paying more money back to the bank in terms of interest?

Any other pros and cons people can think of?

We have credit card bills, & medical bills are huge it’s driving us crazy. Every month is a hassle to make a payment because we have to decide which bill is going to get paid. We can’t pay them all at once by the due dates; we don’t get paid enough!! I’ve been thinking of taking out a Personal Loan but I’m scared it wouldn’t be a smart move. Any Advice?

I have debt and want to immigrate via an ancestry visa. I am paying off my Car and 2 personal loans.

My Fiance and I have no credit at all. We are needing a personal loan for between 5-8000 usd. We have no credit and no cosigner available. Are there any legit lenders out there for people with no-credit.