Aug-26-2008
are there mortgage loans that will use only your HiGHEST score?
I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score?
You should talk with a mortgage broker and let them look over all your stats. They may know a bank that will look at your highest score. Every bank is a little different. Some are very robotic and only live by regimented rules. Others take a more realistic look at your scores and income make a more informed decision.
I thought they all threw out your highest and lowest and went with your middle score…sorry.
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