Sep-11-2008
Are there any lenders out there for personal loans for people with no credit and no co-signer?
My Fiance and I have no credit at all. We are needing a personal loan for between 5-8000 usd. We have no credit and no cosigner available. Are there any legit lenders out there for people with no-credit.
I think you might really struggle to get this off the ground by the sounds of it. Depending on how long you need the money for you can get a couple of credit cards and max them out for cash. This will give you the money in quick time but it is expensive. You need to decide how urgent or important what you want really is.
Good luck, Jackson.
There are very few legit lenders who will lend you money at a reasonable rate.
Here are a few suggestions. Go to companies who give out credit cards easily – like Home Depot and Firestone. Make small purchases and pay the required amount, timely, each month for 6 months, then pay them off. This will established a credit history for you. You can’t pay them off the very next month because then you have no “history.”
I find credit unions are a little more liberal than banks. So, if you have access to a credit union, start there.
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