Archive for August, 2008

Aug-31-2008

Where would I go to find “private” companies who write grant purposals?

how to write grants


I have a friend looking to start a business that will benefit disabled children,adults and at risk children and he is looking for only “private” companies who specialize in writing grant purposals to obtain funding…Where would he find these companies who write these grant purposals?

Posted under Grants How-to
Aug-31-2008

where can i learn how to write grants at for free?

how to write grants


business, personal, education wise

Posted under Grants How-to
Aug-31-2008

Mortgage Loan Calculator?

loan calculator


Is there a standard and known method of how to calculate mortgage ?

Posted under Loan calculator
Aug-31-2008

Where I can get best personal loans in India?

personal loans


My name is Rajesh Soni. I need a personal loans in India. I have searched various websites that are providing personal loans but I am confuse where to borrow? Please help me.

Posted under Personal loans
Aug-31-2008

how do you go about getting goverment grants for women owned business with out having to pay some fees?

grants for women


I am looking to get a grant but every site I have found just runs me in circles and then wants me to send them money for documents that I was told should be free.

Posted under Grants for Women
Aug-31-2008

I have defaulted on my payday loans, how do I get out of this mess?

payday loans


I’m overdrawn at my bank because of the checks that I wrote to the payday loan places.

Posted under Payday loans
Aug-31-2008

How do I find clients for mortgage loans in GEORGIA OR Nationwide?

mortgage loans


I’m a mortgage loan officer. I need to find my my own clients to refinance, purchase or invest. I can do loan almost anywhere but first I need to find the clients (LOL). I’ve been cold calling but I haven’t had any luck yet. PLEASE HELP ME.

Posted under Mortgage loans
Aug-30-2008

Im stuck in payday loans and have no way out . I reside pay day to payday as it is .?

payday loans


I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I do not have any cash to pay them off . They keep reminding me that i have sign a legal binding document can someone please give me some tip on how to handle this situation.

Posted under Payday loans
Aug-29-2008

are there any places who do personal loans to centrelink recipients?

personal loans


I want to relocate,but cant seem to find any place that will do a personal loan for this type of thing.Hoping someone can offer some advice.

Posted under Personal loans
Aug-29-2008

I have two mortgage loans. Can I offer $5k to my second mortgage, to cancel the debt?

mortgage loans


I have two loans- 441,000.00 and 77,000.00. House is only worth about 520,000.00. I need to get out of it asap. Can I offer the lender of the second mortgage some money to get out of it before I do a short sale on the first? I was thinking about $1000 to $5000. Thanks! I need all the answers I can get.
I owe 520k, it may only sell for that amount if I’m lucky, definitely not more. Can I please have people with experience in this answer the question. I’ve read that in some short sales, the second mortgagee gets zero.

Posted under Mortgage loans
Aug-28-2008

What to look for when shopping around for home equity loans?

home loans


Any advice on what to look for when shopping around for home equity loans?

Are there referral commissions?

I have a couple of individuals looking for a home equity loan … I told them I’d look into it for them. I’d like to find a quality vendor, but if referrals commissions are paid out, I’d like to negotiate for that too.

How do I figure out what is a “great deal”?

PS. I’ll happily take general replies but this would be specific to Calgary, Alberta, Canada.

Posted under Home loans
Aug-28-2008

I am a new Loan Officer, what can I do to help other refinance, get pre-approve or do home loans for them?

home loans


I am a new Loan Officer and was wondering on how to bring in people who wants to refinance, get pre-approve or do home loans either thru emails or something?

Posted under Home loans
Aug-28-2008

Need help with C# syntax (I’m making a loan calculator)?

loan calculator


I have the following text boxes on my C# windows application:

amountOfLoan
APR
durationOfLoanInYears

and a label called monthlyPayment.

When you click the calculate button, the monthly payment should be displayed in the monthlyPayment label.

Can someone help me with the code that needs to go behind the Calculate button?

IN CASE IT HELPS, THE FOLLOWING FORMULA IS USED TO COMPUTE THE MONTHLY PAYMENT:

payment = (Principle x Rate) / (1 - (1+Rate)) ^ -numberOfMonths

“Payment is equal to principle times rate divided by 1 minus (1 plus rate) to the negative numberOfMonths power”

—-

I just don’t know how to express this in C#….

Posted under Loan calculator
Aug-28-2008

Are there home loans out there for bad credit? Where do you find them?

home loans


We have found the perfect home for very little money and need to buy instead of rent since our oldest starts high school next year. My credit probs are due to divorce and my husbands due to him being unemployed for a period of time. We can afford the home payments just can’t find the loan. HELP!!!!

Posted under Home loans
Aug-27-2008

Is the interest you pay on personal loans tax deductible?

personal loans


We had two personal loans this year totaling around $8,000 with interst of about 800. Is this tax deductible?

Posted under Personal loans
Aug-27-2008

where can a person who has bad credit get a loan or government grant to start a business?

government loan grants


Are there certain grants that may help a single mom start a business more than others? Does it matter or not that I am a single mom who wants to start a bus, or can any loan or grant apply to me?

Posted under Grants
Aug-27-2008

Is it reccomended to use newspaper ads for mortgage loans?

mortgage loans


Im looking to attract more clients and I was wondering for any loan officers who have done it, if putting in a 3 lined ad in a 200k circulated paper might be good for attracting promising clients. If so whats the guestimated number of calls that you have recieved from putting it in the sunday edition, and what are some reccomended tips on whats to say in the ad? “We will work with you”? “100% FHA financed”?

Posted under Mortgage loans
Aug-27-2008

How do you feel about the state of mortgage loans right now?

mortgage loans


I’m in the mortgage business, and I’m curious how the general public feels about today’s rates and ability to get a decent loan.

Posted under Mortgage loans
Aug-27-2008

I need a description of what an online payday loan is. It needs to describe “online payday loans”. Thank you.

payday loans


I’m writing a guide about this, so links to anything about Online Payday Loans would be helpful. I can find informationrmation on Payday Loans, but not Online Payday Loans. Any links would be appreciated. Thanks.

Posted under Payday loans
Aug-27-2008

Are education loans effected by our economy problems as well as home loans and car loans?

home loans


I go to school online and I use education loans to pay for my education for the most part. Reporters talk about home forclosures due to loans and vehicle reposessions all the time, but I do not hear anything about education loans. Are education loans also affected by our slowing economy? I am worried if when I graduate, will I be able to afford the loans I took out for my education.

Posted under Home loans
Aug-27-2008

Can I use a mortgage loan to pay debts (student loans, car, etc.) and place a down payment on a home?

mortgage loans



I have good credit also.

Posted under Mortgage loans
Aug-26-2008

Is there an online calculator to determine interest rate if you know loan amt, term and payment amount?

loan calculator




Posted under Loan calculator
Aug-26-2008

Do payday loans show up on your credit report?

payday loans


I was stupid and took out a payday loan. I know they charge outrageous interest and take forever to pay off. I know now to never use them again.

I am in good status with them and have paid it off. Now, I am trying to obtain a personal loan. I’m worried that I’ll be rejected if they see this on my credit report.

Do payday loans show up on your credit report? Any expert advice out there? Thanks!

Posted under Payday loans
Aug-26-2008

Anyone know of places that will give personal loans for people with bad credit?

personal loans


I have a FICO score of 554. Are there any places that will still give me a personal loan?

Posted under Personal loans
Aug-26-2008

What is the quickest way to payoff payday loans?

payday loans


Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump…We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

Posted under Payday loans
Aug-26-2008

Where can i learn how to write grants to get money for a new car mine is about to take its last ride soon?

how to write grants




Posted under Grants How-to
Aug-26-2008

Mortgage loans……..?

mortgage loans


Who does the mortgage lender disburse the loan to. From my understanding, the lender direct deposits the loan into the buyers (borrowers) bank account. Then the buyer cuts the seller a check. Is this correct?
I was not eligible to borrower any funds beyond the asking price. So my mortgage consultant advice me to work out a side deal with the seller. The seller is asking for 40,000. But the consultant said raise the price to 55,000 and let the seller refund the 15,000 to me. So that’s what I did. We (meaning the seller and I) made the purchase agreement for 55,000 and made a side contract (notorized) stating the seller agrees to refund the 15,000 for repairs and rennovations. Even though I have this contract, I am a little skeptical if the seller will follow through without a hassle. Can I arrage it where the lender disburse the 40,000 to the seller and 15,000 to me. What will happen if the lender finds out about our side agreement? Do they really care?

Posted under Mortgage loans
Aug-26-2008

Have poor personal credit and want to open a small business, any ideas on microloans or real grants for women?

grants for women


I have checked all the supposed grants lists that you have to purchase and most of the grants available to women owned business are not for start-ups. They appear to be for tools once you are already in business, like money to pay an IT person or accountant if you need it. SBA has a 10,000.00 microloan that you still have to have good credit to get for a start up but I will need about 20,000.00 total. I can try to get a tax id number but even that would be New credit which can be worse than no credit. Anyone have this as a specialty or gone through this same situation lately?

Posted under Grants for Women
Aug-26-2008

Are there any legitimate online personal loans?

personal loans


Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!

Posted under Personal loans
Aug-26-2008

are there mortgage loans that will use only your HiGHEST score?

mortgage loans


I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score?

Posted under Mortgage loans